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The 10 best collection agency services in Detroit

Commercial Collection Agency

 

 

The best collection agencies in Detroit, Michigan

  • First Federal Credit Control (FFCC)
  • Mesa Revenue Partners
  • Bossmaker LLC
  • Allen Credit & Debt Counseling
  • FDIS Merchant Account Credit Card Processing
  • JJ Marshall & Associates
  • Ross, Stuart & Dawson, Inc.
  • Congress Collection
  • Accountable Choice Financial
  • RCA Credit Repair, LLC

Companies work hard to build and maintain positive relationships with clients. When a customer is behind on payments, it can cause tension and if not handled correctly, turn your company into the “bad guy” in the customers’ eyes. That’s why it’s so important to hire the best available collection agency when it’s time to confront a client who isn’t staying on top of payments. 

Debt collection agencies specialize in collecting debt, which means they are often able to adapt to the needs of each business they work with. The agency can help set up the process necessary to collect money from clients, including but not limited to mailing 30-60 day notifications, calling clients, credit reporting, or if necessary, litigation. They can work on a case-by-case tendency and work one-on-one with clients to help make payments easier on clients based on their budget and capability. 

Detroit is the largest city in the midwestern state of Michigan. The city of Detroit has undergone economic and demographic changes that may make it more difficult for customers to stay abreast of monthly bills. But the city is working harder than ever to offer resources and access to growth for businesses. If you own or manage a company or organization in Detroit and you’re struggling to manage customer payments, it may be time to hire a third-party collection agency to help.

Detroit is nicknamed “Motor City” because it’s known as the birthplace of the modern automobile. Visitors from all over the world flock to the Henry Ford Experience to learn about the history of the iconic American auto manufacturer. The Henry Ford Museum of American Innovation allows visitors to step into a world where past innovation fuels the imagination of generations to come. Detroit is also home to popular venues such as the Motown Museum and Belle Isle Park, which is a 987-acre island that features an aquarium, the Anna Scripps Whitcomb Conservatory, museums, athletic fields, picnic areas, a zoo, and much more.

If you own or manage a business in Detroit and you’re in need of a collection agency, it’s important you find an agency that will best suit your needs. That’s why we have researched and collected the best top 10 collection agency services or companies that offer collection services  in Detroit.

First Federal Credit Control (FFCC)

FFCC - best collection agency in Detroit, Michigan

FFCC is in the business of inspiring client confidence and trust. They act as an extension of your organization and honor your company’s needs without compromising client relationships. First Federal Credit Control will help you to navigate the collection process and ensure success. Their professional team can handle debt recovery services that benefit your company and your clients. Their philosophy is to offer a unique and non-confrontational approach to ensure you recover accounts without jeopardizing your relationships with your clients. 

FFCC has a long history of handling debt recovery for professional companies and has fostered partnerships with technology, dental, healthcare, and many other industries to ensure debts are paid, for more than 50 years. 

Services Include:

  • Medical collection agency
  • Dental collection agency
  • Small business collection agency
  • Fitness center collection agency
  • Industrial collection agency
  • Utility collection agency
  • Communications collection agency
  • Healthcare collection agency

Location

First Federal Credit Control
(248) 215-0802
Website:  https://ffcc.com

Reviews

We will be life time clients with them! We adore everyone we have worked with and spoken to. Ian and Julie are both knowledgeable and skilled at what they do. We have seen fantastic results since week one with them! It solidified that when I was looking I went with the best choice in putting our collection needs with First Federal Credit Control. Ian and Julie on more occasions than I can count have been so nice and helpful working with me and explaining every step of the process to ensure my company is receiving the most money back from our collections. They are prompt to respond, and thorough with their work. I CANNOT recommend them enough and have referred other businesses to them!

Mesa Revenue Partners

Mesa Revenue Partners - best collection agency in Detroit, Michigan

Michigan Commercial Collections Agency is a top-rated Michigan invoice collections service company. Now known as Mesa Revenue Partners, they work with professional businesses in Detroit to ensure they get what they are owed. Mesa Revenue Partners prides itself in being qualified to provide Michigan organizations with top-rated invoice collection services.

With more than 60 years of combined experience helping companies restore their revenue, when you hire them, you can rest assured you will get paid what you are owed. If they don’t collect, then you don’t pay. They are capable of recovering debts for both domestic and international clients.

Mesa Revenue Partners provides efficient Michigan commercial debt relief services for companies throughout the United States and abroad. They only recommend litigation if they believe there is a high chance of winning a judgment and collecting on a judgment. They offer attorney monitored commercial collections, they are endorsed by the International Association of Commercial Collectors (IACC), they are licensed in the United States and abroad and if they don’t collect, you don’t pay anything.

Services Include: 

  • Commercial collections
  • International collections
  • Business credit reports
  • Asset investigations
  • Collection litigation
  • Free aging analysis
  • Free 10-day demand
  • Free 72 hour tax demand

Location

Mesa Revenue Partners
9322 Artesian St.
Detroit, MI 48228
Phone: 313-351-9150
Website: https://mrpcollects.com/

Reviews: No reviews provided

Bossmaker LLC

BossMaker - best collection agency in Detroit, Michigan

Bossmaker, LLC specializes in helping new businesses and entrepreneurs create, implement, and maintain a solid business plan. This includes branding, website domains, infrastructure, becoming incorporated, and when necessary, collections. 

They do everything from helping clients to set up their business to planning and incorporating funding compliance strategies to ensure a business is not only sustainable, but thriving. When customers aren’t paying on time – or at all, it can hinder your company from growing. Bossmaker can help to implement advanced financial systems and processes that ensure you get paid and still maintain a good relationship with your client.   

Services Include: 

  • Setting up credit business profiles
  • Collections
  • Financial planning
  • Foundational guidance
  • Business plan creation and implementation
  • Branding
  • Technology consulting

Location

Bossmaker, LLC
400 Renaissance Center, Ste 2600
Detroit, MI 48243
(800) 987–0288
Website: https://bossmaker.biz/

Reviews: No reviews provided

Allen Credit & Debt Counseling

Allen Credit & Debt Counseling is one of the fastest growing agencies in the business with a track record of providing quick results for its clients. They service some of the largest bankruptcy law firms in the U.S. and guarantee high-quality assistance. 

Their mission is to provide quality credit and financial education from compassionate, certified credit counselors. They offer courses in credit counseling, debtor education, and a course for attorneys. 

Before you can file a bankruptcy, you must receive credit counseling from an approved agency. ACDCA is approved to issue certificates in compliance with the Bankruptcy Code. They specialize in assisting those in need of credit or debt counseling and guidance. Their goal is to provide a service to ordinary people and guide them through a successful personal money management plan. During a session, ACDCA will address issues such as financial terminology, establishing a spending plan, debt danger signs and solutions, and budget development. They also leave time for questions and answers followed by an agency survey. Participants will calculate their net worth and annual cash flow to help track income and expenses. 

Services Include: 

  • 1st course, credit counseling
  • 2nd course, debtor education
  • Attorney course

Location

Allen Credit & Debt Counseling
45 Griswold St
Detroit, MI 48226
(313) 964-6542
Website: No website provided

Reviews: No reviews provided

FDIS Merchant Account Credit Card Processing

FDIS Merchant Account Credit Card Processing offers clients credit counseling and processing services. Credit card processing companies act as an intermediary between business owners and their clients’ credit card companies. A payment processor makes it possible for your business to accept credit card payments from customers, whether in a physical location or online. 

Services Include: 

  • Credit card processing
  • Commercial credit card processing
  • Credit counseling services

Location

FDIS Merchant Account Credit Card Processing
200 Renaissance Center
Detroit, MI 48243
(313) 778-1493
Website: No website provided

Reviews: No reviews provided.

J J Marshall & Associates

JJ Marshall - best collection agency in Detroit, Michigan

JJ Marshall & Associates is committed to setting a high standard of excellence in the recovery of account receivables. They offer customized solutions for their clients and excellent customer service. They pride themselves in incorporating the highest standards of ethical and professional conduct in order to increase overall recovery on all account balance sizes, while remaining sensitive to each client’s public image.

J.J. Marshall & Associates, Inc. has been a leader in providing debt collection recovery services in the Detroit area since 1975. They seek to achieve the best possible results for every client. J.J. Marshall & Associates understands the ever-increasing need for customized debt collection recovery services. That’s why they focus on each clients’ specific needs and maintain an active role in the collection process. They are members of both the American Collectors Association Internations (ACA) and the Michigan Association of Collection Agencies (MACA). They are also in good standing with both trade associations.

As active members of these associations, J.J. Marshall & Associates is informed of current and continually changing debt collection laws and regulations. They share this information with all their client partners. 

Services Include: 

  • Commercial collections
  • Debt recovery collections
  • Business to consumer debt recovery collections
  • Business to business debt recovery collections

Location

J.J. Marshall & Associates, Inc.
28820 Mound Rd
Warren, MI 48092
Phone:  (586) 992-3200
Website: https://www.jjmarshallinc.com/

Reviews

We have been clients with  JJ MARSHALL for a while now and I have nothing but great things to say about this company! Garret has also been the most helpful and is always reachable when I have any questions. I have yet to have an unpaid account by using their collection service! I would highly recommend them if you have a collection issue with your company! Great work Team!!

We have been working with JJ Marshall for several years and have found them to be very professional.  We have never had a patient complain about the way were treated when dealing with JJ Marshall.  They have worked out well for our office and we will continue to use them.

We have worked with them for the past year and couldn’t be happier.  They are easy to work with, have a great portal online, and have treated our patients with respect.

Ross, Stuart & Dawson, Inc.

RSD - best collection agency in Detroit, Michigan

Companies in the Detroit region entrust their delinquent accounts to Ross, Stuart & Dawson because they know they can trust a company with more than 40 years of successful results and a CLLA certified status. They have the experience needed to professionally handle all commercial past due accounts.  

Founded in 1975, Ross, Stuart & Dawson is a worldwide leader in the accounts receivable management industry. They service a wide variety of industries including, but not limited to manufacturing, media advertising, wholesale trade, employee staffing companies, business service companies, and commercial insurance companies. As an ARM provider, they are well versed in credit risk, expanding sales safely, and increasing the profitability of all of their clients.

Ross, Stuart & Dawson understands that every organization is unique, so they take the time to learn about their client’s products, services and operations so they can identify any gaps or weaknesses in their credit risk management system. They then implement improvements through credit tools and procedures to fulfill each client’s credit risk and debt collection goals.

Services Include: 

  • Commercial debt collection
  • Outsourcing
  • Portfolio liquidation
  • Credit reports investigation
  • Consultation
  • Training and education

Location

Ross, Stuart & Dawson
14 14 Mile Rd #100
Clawson, MI 48017
Phone:  (248) 370-8160
Website: https://www.rsdcollects.com/

Reviews

Working with RSD has been one of the best decisions!

They have the perfect balance of commitment, humor, seriousness, & determination. RSD gets the job done and treats you like you are their only customer, exactly what every client wants.

RSD has always given great service with open communication and little to no additional information or work is required once the account has been placed with them. They take on the debt and run full speed. I would say close to 80% of accounts are collected on in full. Having a local collection company makes a big difference too. Especially for small businesses.

I’ve worked with the folks at RSD for many years, great folks!  RSD does the heavy lifting, digging up debtors and collecting funds due.  Thanks for the great work!

Congress Collection

Congress - best collection agency in Detroit, Michigan

Congress collection considers itself more than a collection agency. They consider their clients business partners with a common goal – to get them paid. They use a fair, firm, and friendly approach that isn’t intrusive, which brings the most effective results while maintaining their clients’ reputation and relationship with their clients.

Congress Collection goes beyond just investigating someone’s inability to pay. They collaborate with consumers to help solve problems. Their empathetic approach puts the consumer at ease and enables them to collect unpaid money without jeopardizing the consumer to business relationship. 

Congress Collection was founded in 1958 and is a family-owned business with deep roots in the community. They care about the businesses and consumers  they work with. They optimize revenue for clients by delivering consumer-centric solutions. Congress Collections works with businesses and organizations in the healthcare industry, higher education, financial services, commercial businesses and governments. 

Services Include: 

  • Commercial collections
  • Compliance 
  • Establish guidelines
  • Pre-collection letters
  • Full collection
  • Skip tracing
  • Property investigation
  • Legal proceedings

Location

Congress Collection
28552 Orchard Lake Rd
Farmington Hills, MI 48334
Phone: (248) 355-7900
Website: https://www.congresscollection.com/

Reviews

I inquired with this company about doing collections for my employer.  Although we chose to retain our current provider, this was definitely one of the most professional, courteous and thorough phone calls I have had with a collections provider.  The man I spoke with, John, we very helpful, taking time out of his day to explain not only the system that this company uses, but collections in general.  Very helpful and informative.  If you have collections needs, I highly recommend this company.

I thought working with them was really easy. They let me pay what I could in the beginning, since my bills were medical and I had virtually no money to my name. If I call to delay a payment, they work it out. I’m pleased with the way they’ve helped me, and I don’t feel like they’re judging me. I worked with one company that was horrible, and would not lower my monthly payment even though I had to choose between rent, insulin, or paying them. Congress Collections does not do that. If you just pay your bill with them, there are no problems.

The second lady I spoke to here was Janette. She informed me that my insurance company had not yet been billed for the service, and that once it was processed the negative mark on my credit report would disappear. I cannot thank Janette enough for all of her help!

Accountable Choice Financial

Accountable Choice Financial helps clients to establish positive financial habits to maximize future financial opportunities. They do this by giving clients the fundamental knowledge necessary to establish and rebuild credit history. 

Whether it’s through education, planning, strategizing, or sending dispute letters, Accountable Choice Financial can help. 

Services Include: 

  • Financial planning
  • Credit planning
  • Credit boost strategies
  • Dispute letters for collections
  • Medical bill inquiries
  • Secured cards
  • Trade lines
  • Rental history

Location

Accountable Choice Financial
1420 Washington Blvd
Detroit, MI 48226
Phone: (313) 980-2990
Website: No website provided  

Reviews: No reviews provided

RCA Credit Repair L.L.C.

RCA Credit Repair - Best collection agency in Detroit, Michigan

RCA Credit Repair L.L.C. (The Bishop of Credit) helps clients to restore their credit by disputing any credit report inaccuracies. All disputes are sent through the mail because The Bishop of Credit does not want the consumer to give up any of their rights with the credit bureau that is handling the dispute. 

Credit report inaccuracies may take the form of inaccurate balances, incorrect account affiliation, fraud, incorrect dates, or incorrect payment reports. The Bishop of Credit will dispute any of these inaccuracies, and more, to put a stop to them.  They offer 8-month, 10-month, and -month programs

Services Include: 

  • Credit planning
  • Credit education
  • Credit disputes

Location

RCA Credit Repair, L.L.C.
400 Renaissance Center
Detroit, MI 48243
Phone: (248) 618-2282
Website: https://www.bishopofcredit.com/

Reviews:

This company is just so wonderful! The service is outstanding!!!! Got my credit together and now I got that car I wanted! THANK YOU RCA!

Got my credit TOGETHER!!!!!  Went from 582 to 702 in 3 MONTHS!!!!!!  Highly recommended!!!!!!!

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