Athens-Based FormFree Celebrates 10th Consecutive HousingWire Tech100 Award
Athens, Ga. – FormFree®, a financial technology company headquartered in Athens, has been honored with the HousingWire Tech100 Mortgage award for the tenth consecutive year. This recognition highlights the company’s innovative contributions to the mortgage industry.
The award acknowledges FormFree’s development of the Residual Knowledge Income Index™ (RIKI™), a novel method for assessing consumers’ ability to pay for mortgages and other loans through cash-flow analysis. This tool aims to provide lenders with a more comprehensive understanding of borrowers’ financial situations, potentially expanding access to homeownership.
“Being recognized for a decade of innovation is a testament to our team’s dedication to transforming the mortgage lending process,” said Brent Chandler, founder and CEO of FormFree. “We remain committed to developing solutions that promote financial inclusivity.”
FormFree’s consistent recognition underscores Athens’ growing presence in the fintech sector. The company’s success reflects the city’s supportive environment for technological innovation and economic development.
For more information about FormFree’s services and recent developments, visit their official website.
As FormFree continues to lead in financial technology, Athens solidifies its reputation as a nurturing ground for innovative enterprises.


























