Summer session at UGA is underway and although there’s not 30,000 students back in town, there is a noticeable increase in the number of vehicles that are on the road.  All of this traffic has me thinking about my auto insurance coverage, and more specifically, how I might be able to actually lower my insurance rates on my vehicles.

** Call Pachuta Insurance Agency for all of your auto insurance needs in Athens, Ga.

So when’s the last time you’ve looked at your car insurance policy?  And better yet, when’s the last time you’ve called your insurance agent to see if you can actually get some better rates?  I know for me, it’s been a while.

Here’s 3 tips that can help you review your current auto insurance policy and perhaps put some money back into your budget while maintaining sufficient insurance coverage on your vehicles.

Lower Auto Insurance Rates in Athens, Ga.

Tip #1:  Pay Your Policy Up Front

Here’s something most people don’t realize – if you pay your auto insurance policy up front, then you’ll more than likely pay less overall for that auto insurance policy.

So if you have the cash on hand, this could be a great way to save a lot of money on your car insurance.

Tip #2:  Put All Your Eggs In One Basket

What do I mean by this?  It’s simple really!  If you really want to save money on your car insurance, and your life, health, and boat insurance as well, then group all of your policies into one with your current insurance agent in Athens.  Most insurance companies are going to give you a discount across the board if you put all of your policies with their agency.

Tip #3:  Find ways to improve your credit score

That’s right folks!  Improving your credit score can in fact have a huge impact on how much you are spending on your auto insurance coverage.  You know the drill here… the better your credit score, the lower your insurance rates will be.  It’s just a fact living here in the U.S.  So find ways to improve your credit score, and you’ll find that you are getting better insurance rates when you shop around.