This article is sponsored by Waggoner Insurance Company in Marietta, Georgia.  Waggoner Insurance has been taking care of their customer’s insurance needs in Marietta since 1974.

The auto insurance market in Atlanta is changing rapidly.  Whether it’s because of the rapid increase in cars on roads, or the population boom that most of metro Atlanta is experiencing, one thing is for certain – auto insurance rates in Atlanta are not getting any cheaper.  Outside the loop, otherwise known as 285 that circles around Atlanta, is where the majority of the growth is taking place.  Basically, the suburbs in Atlanta are exploding with new communities, and of course, more commuters who are heading back and forth to work.  All of this increased traffic is one of the reasons we are seeing auto insurance rates in Atlanta increase.

How to pursue lower auto insurance rates in Atlanta

Even though auto insurance rates are on the rise in Atlanta doesn’t mean you can’t do anything to try to fight this trend and actually lower your auto insurance rates.  Yes, rates are climbing, but for those of you who are willing to put in the work, you may be surprised at what you’ll find!  You may actually be able to decrease your auto insurance bill while maintain a safe level of coverage for you and your family.

Here are some ways to try to lower your auto insurance bill.

Look at the changing needs of your family and lifestyle.

One of the first ways to start seeing if you can actually lower your insurance rate is to evaluate your current family, and life, situation and to ask yourself, what has changed in our lives since we last updated our insurance policy.

Depending on when you last evaluated your insurance policy, there may have been a lot of dynamics changing.  For example, maybe you have children that left home for college or the military, or perhaps you have a new job with a different commute.   Maybe you’ve had children or your parents have come to live with you.

Whatever the changes may be, the dynamics of the change could have a direct impact on the amount of money you are spending on auto insurance.  And by taking the time to step back, re-evaluate your insurance policies, and see where you can maybe save some money could ultimately, in the long run, put a lot of money back into your family budget.