Call Johnny Pachuta at Pachuta Insurance today @ 706-769-2262
When you need the best auto insurance rates for you and your family in Athens, Ga., then it’s time to contact Johnny at Pachuta Insurance today! Get the best coverage with the lowest rates on your auto insurance in Athens, Ga.
If you drive a car in Athens, Ga., you are required by law to carry auto insurance in Athens, GA. – period! And there are stiff fines for breaking the law, so you want to make sure you’re covered. However, you also want to make sure you aren’t paying too much money.
Here are some tips to help you save money on auto insurance in Athens, Ga.
State Minimums are Not Enough For Auto Insurance in Athens, Ga.
The first thing you should know is that state minimum levels on auto insurance in Athens, Ga. are not high enough to protect you from lawsuits.
The state requires that you carry $25,000 for bodily injury, but one injured person could easily have higher medical bills. Property damage is $25,000 per accident, but this is also frighteningly low given the cost of new cars. Your insurance levels should be at least $100,000 per person, per accident and property damage levels of $100,000. If you have substantial assets, your insurance should be enough to cover your assets.
Ask About Discounts on Auto Insurance in Athens, Ga.
You aren’t going to save money by skimping coverage on auto insurance in Athens, Ga. because it exposes you to the risk of lawsuits, but there are other ways to save. Talk to your agent about discounts. Most companies will provide you with a handsome discount if you have your car and property insured with them. See if you can get a discount based on your field of work, driving record or for having multiple cars.
Take a Class For Better Rates on Auto Insurance in Athens, Ga.
Defensive driving skills will help you avoid accidents. Your insurance company knows how important they are, and they are willing to reward you for learning these important skills. Ask if you can take a safe driving or defensive driving class to get lower rates. You will enjoy a nice discount, and you’ll learn something new in the class.
Find the best auto insurance in Athens, Ga. by calling Pachuta Insurance today @ 706-769-2262
Raise the Deductible on your Auto Insurance in Athens, Ga.
You don’t want to skimp on your automobile insurance, but you can save by raising your deductible. Going from a zero deductible to a thousand dollar deductible can save you a substantial amount of money. The trick is making sure you have the money set aside in case you ever need to file a claim. Take your savings every month and put it in a savings account. You will probably have enough to cover the deductible in a little over a year.
Confirm Your Mileage Information For Better Rates On Auto Insurance in Athens, Ga.
Your insurance is based largely on how much you drive. People with long commutes will have higher insurance rates. However, this means that you can also enjoy lower rates if your driving habits change. If you have switched to a job that’s closer to home or started carpooling, then your insurance rates should drop accordingly.
Choose a Safer Car = Getting Better Rates on Auto Insurance in Athens, Ga.
If you are in the market for a new car, then look for one with attractive safety features. In addition to side curtain airbags, cool features like traction control and anti-roll features on SUVs will help you get lower rates on your car. If you cannot decide between two models, call your insurance company to see which one has lower rates. It can help you make your decision. You should never cut your coverage to save on insurance premiums. However, there are other ways to save money on your auto insurance. Save money by asking for discounts, raising your deductible and taking a safe driver class. Finally, make sure all of your information is current, so you can enjoy the lowest rates possible. Learn more about getting the best auto insurance rates in Athens, Ga. by calling Pachuta Insurance now @ 706-769-2262
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